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Why Choose AMM?

Why Choose AMM?

Why Choose Australian Mortgage Managers?

Australian Mortgage Managers P/L have been lending to home buyers and residential investors for almost 20 years and have negotiated over $800,000,000.00 in housing loans. Established in Melbourne, Victoria, current clients are spread all over Australia. Australian Mortgage Managers P/L enjoys a strong relationship with its funding sources with the benefit always being passed on to the borrower.

Australian Mortgage Managers P/L is a preferred home loan lender to several specific industry groups in the Aviation, Medical, Emergency Services & Police Members.

The reason for our popularity amongst these groups is our "No Fees, No Worries" Product Offering and a personalised customer service experience.

Australian Mortgage Managers P/L are mortgage specialists that organise funding for homebuyers and property investors from a variety of funding sources.

Australian Mortgage Managers P/L work for YOU. We are responsible for arranging the funds for your loan and the ongoing, prudent management through each phase of your loan's life - from credit assessment to the monitoring of your loan repayments, insurance renewals, interest rate adjustment and loan variations.

Australian Mortgage Managers P/L do not lend their own money. Instead, we source funds from elsewhere which has significant benefits.

Australian Mortgage Managers P/L do not accept deposits, as we are not a bank.

We arrange home & investment loans using funds sources such as unit trusts, superannuation funds, securitised funds and even the banking sector itself. All home loan statements are presented on Australian Mortgage Managers P/L branding.

Australian Mortgage Managers P/L do not operate under a costly branch network like the banks and therefore pass on our competitive rates to home buyers and investors.

The owner of the mortgage is not Australian Mortgage Managers P/L but the original provider of the funds, who works through a trustee. The trustee's job is to make sure that your mortgage is properly and professionally managed on a day-to-day basis by the Mortgage Manager.

Australian Mortgage Managers P/L have brought strong competition to the home loan market and as a result are subject to competitive pressures.

This ensures that our borrowers are offered attractive interest rates and personal service.

Australian Mortgage Managers P/L are paid management fees by the provider of the funds for the ongoing management of the loan portfolio on their behalf.

The difference between Australian Mortgage Managers P/L and a Mortgage Broker is that Australian Mortgage Managers P/L are responsible for the mortgage from the time it is provided by the funding institution until the borrower's payment of the final instalment of the loan. A Mortgage Broker introduces a borrower to a lender but has no ongoing involvement with the mortgage.

Australian Mortgage Managers P/L provides every borrower with a Mortgage Manager that will assist you before, during and until the end of your loan. A monthly call is made to the borrower to ensure ongoing satisfaction.

Australian Mortgage Managers P/L, does not charge any monthly or ongoing home loan fees or charges.